Nicole Tate Essays - Nicaragua, Republics, , Term Papers

Nicole Tate 11-04-98 World History (H) Paper To arrange is to abstain from being pulled separated. This once adage being said by Bob Allisat demonstrates that if nations aren't reliant upon one another than we will not, at this point have the option to help one another and won't stink the advantages of what different nations give one another. I have three region of investigation for why Nicaragua is associated, one, remote guide from different nations, two, catastrophe alleviation help and three imports and fares. The accompanying exposition will talk about how Nicaragua is associated. Onto my first territory of investigation, Nicaragua is related through remote guide from different nations. For instance, in the 1980's Nicaragua's obligation issues expanded and costs of oil started to ascend just as Nicaragua's circumstance was compounded by a tremendous clash managing military weapons. By 1994, their obligation has expanded to 11.7 billion, as of right now Nicaragua had the most noteworthy obligation on the planet. Nicaragua had the option to get through this emergency from outside guide from Mexico, Russia. Venezuela, Honduras, El Salvador, Argentina, and the Czech Republic. In light of these nations helping Nicaragua it has had the option to get through to a superior financial state. As we saw, Nicaragua was related from getting remote guide from different nations. Furthermore, Nicaragua is related through catastrophe alleviation. As of right now Nicaragua isn't experiencing only one yet two catastrophic events, Hurricane Mitch and fountain of liquid magma Cerro Negro, which ejected on Tuesday and comprised of 2,000 dead. Nicaragua's other debacle is Hurricane Mitch. Storm Mitch was portrayed by CNN as 400,000 individuals currently looking for cover in the wake of losing their homes, wellbeing authorities are looking for additional episodes of Cholera, following inconsistent reports of the infection. As of right now 9,000 are dead and no genuine loss of life will be known due to the little towns that can't be gotten to. The manner in which Nicaragua is associated in these circumstances is that they are depending on the United States, France, Italy just as a few others for compassionate guide right away. In this model we see again that Nicaragua is related by getting calamity help. At long last Nicaragua is associated due to imports and fares. Nicaragua imports food, farming needs, and drugs for their kin. Nicaragua trades gold, silver, copper, and a few others. For this situation Nicaragua is reliant in light of the fact that it gives nations things they need and Nicaragua gets things in which they need. This framework consistently helps me to remember that well-known adage do something for me and I'll return the favor. Generally, Nicaragua is associated for the above zones of investigation, which were outside guide from different nations, debacle alleviation, and to wrap things up imports and fares. Unquestionably on the off chance that each nation stays related, at that point we, as the world, will never pull separated as Bill Altsat expressed.

Grace And Sin :: essays research papers

Beauty So as to totally comprehend the philosophy of effortlessness you need to investigate Augustine, Aquinas, Luther, Rahner, Segundo, and Boff, and how they got what beauty was. Their speculations on elegance have some admirable statements but then they additionally have some invalid focuses. Augustine adopted an individual strategy to beauty and he had faith in the massa damnata, which essentially implies that on the entire individuals are condemned. He said before the first sin, you had a decision to be acceptable or underhanded. Likewise, Augustine said that there is a twofold destiny, which implies as it were a few people are picked before they are conceived on the off chance that they are going to go to paradise. I don’t concur with this since it is essentially saying that there is no salvation for all individuals. Aquinas believed that beauty was added to nature and it hoists nature. He composed the Summa, which shows the heavenly vision. The heavenly vision is the point at which the psyche is brought together to God. Aquinas’ philosophy is dualistic which shows characteristic and heavenly as discrete substances. I don’t have faith in his rapturous vision since I accept that God permits us to settle on our own decisions out of choice so our brain can't be bound together with Him. Except if I am off-base, this is stating God comprehends what will occur before it occurs. If so for what reason do we have languishing; since God gave us through and through freedom. Luther saw elegance through his own perspective on himself as a delinquent. He was fixated to the point that he admitted his transgressions seven times each day. He said that elegance is some help of God and it recuperates a person’s evil. He said that Jesus’ word was a vehicle of elegance and that beauty can't be justified. I think his perspectives on elegance are not generally excellent simply because he sees God as a functioning part and people as a uninvolved one. So as to be really graced I accept that the two gatherings need to be dynamic and included. Rahner accepts that effortlessness is characteristic for nature and he likewise has confidence in Anonymous Christianity. This hypothesis is that each individual on this Earth is a Christian regardless of whether you don't have any acquaintance with it. I don’t concur with this hypothesis in light of the fact that, indeed God gives everybody through and through freedom and this permits individuals to accept the manner in which they need to. Boff says elegance is a relationship with the trinity. I concur with this since it comprises of demonstrating love and commitment to each of the three people of our one God. He likewise said that freedom is the way to elegance. I some what concur with

The Risk of Tapping Your 401(k) for Emergencies

The Risk of Tapping Your 401(k) for Emergencies The Risk of Tapping Your 401(k) for Emergencies The Risk of Tapping Your 401(k) for EmergenciesShould you borrow from tomorrow to pay for today’s emergency?Egads! A financial emergency occurred. Maybe you left your roast in the oven too long and set the kitchen on fire. Now your kitchen is ruined. On top of that, your homeowners insurance won’t cover the full cost of the damage and you have a deductible to pay before the insurance will even kick in.But what if… you could withdraw money from your 401(k) retirement account to pay for the deductible and cost of repairs? That is certainly an idea, especially if you can avoid taking out a personal loan or racking up credit card debt to cover the extensive expense of a new kitchen.However, tapping into your retirement funds may not be the delightfully devilish idea you would hope for. Read on to find out whether withdrawing from your 401(k) early would be an unforgettable experience in a positive or a negative sense.How does a 401(k) work?401(k) plans are retirement accounts offer ed to employees as part of a benefits package. Created as part of the Revenue Act of 1978, 401(k) accounts allow employees to divert a portion of their pretax income from each paycheck to an investment account. Employers that offer 401(k) plans tend to match their employees’ contributions up to a certain percentage of their paycheck.Even though traditional 401(k) contributions are made before income tax is taken out, there is sometimes the option of a Roth 401(k), which was introduced in 2006. Unlike traditional 401(k) accounts, you do have to pay taxes on the amount that goes into a Roth 401(k). The advantage comes when you choose to withdraw the money, as you will not have to pay those taxes later on. Whether you should contribute to one or the other â€" or to both and in what proportions â€" depends on if you expect to make more money later in your career and what you predict will happen with tax rates and the market.While the intended use of a 401(k) is to wait until retiremen t to start withdrawing from it, it is possible to withdraw from it earlier â€" however, that possibility comes with an additional price tag.Is it a good idea to withdraw early?Every expert we spoke to was generally against the idea of withdrawing early from your 401(k) if you can help it.“Withdrawing from your 401(k) should generally be considered a last resort,” warns Leslie H. Tayne Esq., Founder and Head Attorney at Tayne Law Group. Since the money in a 401(k) plan grows with compound interest, withdrawing money early will have a long-term impact on the total amount you will eventually earn. You are going to lose out big time. “Additionally, you’ll be charged a 10% penalty and pay [income] taxes on what you withdraw. And to replace those funds, you may be taking [money] from post-tax income, which means you are paying more to replace the money.”Still, there are some circumstances in which it may be the best possible option.“Perhaps you have a tax debt or a large debt with high interest that you need to resolve and restore your credit,” Tayne says. In this situation, she says it may make sense to borrow from yourself and pay yourself back, but it would be important to explore the long-term cost of this decision and how it compares to alternative options. “It should not be a knee-jerk reaction to any problem, but a well-thought-out option with the help of an expert to go over all scenarios.”Even if you are able to replenish the money you took from your 401(k) at a later date, it will likely be with post-tax funds and it will have missed some of the time to mature.Alternative optionsIf withdrawing from your 401(k) should only be a last resort, what might some of the earlier resorts be?Ben Watson, CPA, virtual CFO of DollarSprout.com and founder of Fiscal Fluency, recommends asking yourself the following questions:What can I cut from my normal budget and spending?Can I earn extra income from a side hustle or working more hours?Are there friend s or family who can lend me some money?Are there any financial aid options to help with the emergency?“Try exploring other options available to you before you start borrowing from your future,” Watson says. While reaching out for help may be humbling, it is better than losing out on your retirement.“Borrowing from a family member, especially if you can do so at zero interest, can be an excellent option” Tayne says. “However, it is best to have a written agreement to ensure that both parties’ interests are taken care of.”She also advises trying to work out a deal with your creditors: “If you have a specific emergency, you may be able to get credit or decide on a payment plan with the medical provider, car repair service, dentist, etc. Note that credit through a third party and negotiating a payment plan are two different options, but both can be effective ways to pay off the emergency without the cost of tapping into your 401(k).”Withdrawing from your 401(k) early i s almost never going to be the best choice. But if you have exhausted every other financial option, it may be something to consider.ContributorsLeslie H. Tayne, Esq. has nearly 20 years of experience in the practice area of consumer and business financial debt-related services. Tayne is the founder and head attorney at Tayne Law Group, which specializes in debt relief. Follow her @taynelawgroup or @LeslieHTayneEsq.Ben  Watson, CPA is the virtual chief financial officer of DollarSprout.com and founder of Fiscal Fluency, a personal finance and business coaching company. He equips small businesses and entrepreneurs with the skills and accountability to manage their businesses with confidence rather than fear. He’s also the co-creator of the  Business Launch Kitâ€"an online course with simple-to-follow steps of how to create your own business without making a mess. Follow him @DollarSprout.

How to Get Your High School Diploma Online

A growing number of teenagers are earning their high school diplomas through the internet. Distance learning is often a great option for students who need to stay home for health reasons, desire to work at their own pace, find themselves unable to concentrate on their work in the traditional setting, or need to schedule their learning around a career (such as acting). Finding an online high school can be a challenge; many schools make big claims but few live up to their promises. Parents generally have two options for their children: private online schools or public online schools. Private online schools function much like traditional private schools, while public schools must follow national and state regulations. Private Online High Schools For the most part, private schools act independently of government regulation. Just like traditional private schools, they create their own regulations and have their own learning philosophy, which varies greatly from school to school. Tuition is often high since parents are charged for all costs related to their childs education, including hardware and software.These high schools may or may not be accredited by the proper regional association. If you choose a school that is not accredited, check with the academic advisers of a few colleges to make sure that the schools transcript will be accepted should your child apply to attend a college.Many well-established universities are beginning to offer online high schools; these schools are probably the best bet since they are tied to credible institutions that have been around for years. A few schools to consider include: Allied National High SchoolPenn Foster High SchoolKeystone National High SchoolChrista McAuliffe Academy OnlineMore online private high schools... Online Charter Schools If your state allows charter schools, you may be able to enroll in an online high school for free. Charter schools are publicly funded but have more freedom from government control than regular public schools. This is one of the best deals out there since public schools are not allowed to charge tuition and are generally accredited by the proper organization. States such as Minnesota and California have provisions in their state laws that permit students to enroll in charter programs that are paid for by the government. Schools Blue Sky in Minnesota offers students the chance to earn a diploma without paying for classes or materials. Choice2000 in California is completely online, completely free, and completely accredited by the Western Association of Schools and Colleges. Some schools even provide computer equipment and hands-on materials free of charge.Find a no-cost program in your area by searching the directory of online public charter schools. Transitioning to an Online Program Whether you choose a private school or a public school, do a little investigating before you enroll your teenager. Interviewing the school of your choice can be a great way to make sure that youll get the resources you need and checking with the correct regional accreditation board can ensure that your school is properly accredited. Finally, make sure your child is emotionally and academically prepared to learn through the internet. Many students struggle being away from social events and friends and have difficulty avoiding the many distractions in the home. But, if your teenager is prepared and you choose the right school, online learning can be a great asset to her future.See: Online High School Profiles

The National Assessment Of Educational Progress - 877 Words

â€Å"Look to your left and look to your right, one of you will not make it to sophomore year.† The hundreds of thousands of recent high school graduates who have enrolled in a university should be told this during their freshman orientation. These students will be surprised to find that their previous education did not prepare them to be successful in a university setting. The long and arduous process necessary to turn students into test taking machines seems to make them less capable of cognitive reasoning, thus not adequately training them to use critical thinking as is necessary in universities. You’d think the educators of our public school systems would be aware and inclined to resolve such a pressing issue, but the incentives and consequences placed on educational institutions based on standardized testing results grossly divert the educational focus and ultimately sends students off to universities unprepared. People who graduated from an American school are painfully aware of how much emphasis is placed on high stakes testing. The National Assessment of Educational Progress (NAEP) is a system of standardized tests put in place by the U.S. Department of Education, and studies performed on NAEP show a â€Å"significance between funding and student performance†. This means that pressure is placed on schools by both the state and federal government to provide positive test results in order to get maximum funding. Because schools have changed their style of education and areShow MoreRelatedThe National Assessment Of Educational Progress Essay2194 Words   |  9 PagesIn 2013 the National Assessment of Educational Progress, reported their average reading scores across the United States of America. The average score of white students was 47% at or above the proficient passing level. In comparison, Hispanics scored an average of 23%, and blacks scored an average of 16% in reading at or a bove a proficient level. In mathematics, white students scored an average of 33%, following them would be the Hispanic students with a score of 12% and blacks with a 7% average.Read MoreNational Assessment Of Educational Progress752 Words   |  4 Pages National Assessment of Educational Progress supports that kids who tested in the 8th and 12th grades in 2008, students scored high on the writing portion, but low in mathematics (Wilcox, Monroe 2017). Fortunately, many teachers are integrating math into multiple disciplines such as writing and literacy, technology, science, social sciences and concrete or real-life examples, and music. Teachers are asked to blend mathematics into writing so students can think, write and discuss their thinking toRead MoreThe National Assessment For Educational Progress895 Words   |  4 PagesINTRODUCTION Background The National Assessment for Educational Progress (2015) reported that there is an academic achievement gap between black and white students. The academic achievement gap refers to the statistical difference between the scores of students with different backgrounds such as: race/ethnicity, gender disability and income. The long-term result of the achievement gap is there is a gap in high school and college completion and job placement. Strategies to close the academic achievementRead MoreThe National Assessment Of Educational Progress Essay2467 Words   |  10 Pagesâ€Å"The National Assessment of Educational Progress reveals that 37 percent of U.S. fourth graders fail to achieve basic levels of reading achievement† (Lonigan Shanahan, 2008, p. 13). Studies have indicated that the literacy skills of young children are indicators of their literacy learning in later grades (Lonigan Shanahan, 2008, p. 13). In order to be successful when teaching students how to read, there ar e five reading components that needs to be addressed in a classroom. These five readingRead MoreGrade 12 National Assessment Of Educational Progress6761 Words   |  28 PagesWhen national, state, and local dropout and graduation rates are published, it is difficult to deny that U.S. middle and high school students are in need of special literacy and/or mathematics supports to reverse the current trends. In 2003, a commission established by the National Assessment Governing Board (Governing Board) to review and make suggestions about indicators of academic preparedness for postsecondary education and training recommended the use of the grade 12 National Assessment of EducationalRead MoreLiteracy Is A Fundamental Basis Of A Student s Academic Success1179 Words   |  5 Pagesstudent’s academic success. Without the skills of language, reading, and writing, children will have limited academic, economic, social, and emotional success in school and later in life (Maddox Fung, 2013, p.3). According to the National Assessment of Educational Progress, 33% of U.S. students in elementary schools read below the basic reading level (NAEP, 2009). During this time, the Common Core initiative was in works to ensure that all students across America were graduating high school ready forRead MoreHow Free Independent Reading Can Successfully Impact Student Reading Achievement1587 Words   |  7 Pagesstudy by the National Endowment for the Arts noted that â€Å"reading has slipped to a mere eight minutes per day for 18-24-year-olds† (To Read or Not to Read: A Question of National Consequence, p. 10). A survey of reading by the National Assessment of Educational Progress conducted between 2005-2007 indicated more students are reading below basic benchmarks, and the number of students performing at or above the proficient level is declining (National Assessment of Educational Progress, 2009). ClearlyRead MoreEssay on Incorporation of Technology into Modern Edu cation984 Words   |  4 PagesIncorporation of Technology into Modern Education Education has long been a part of our society. In order to keep society progressing forward, education must also progress forward. Part of this forward progression is the incorporation of technology into modern education. Technology has always been in schools. The development of things like the overhead projector, typewriter, and blackboards have all played key roles in education. However, the pinnacle of technological advances has been theRead MoreTesting And De Grading Schools : Authentic Alternatives For Accountability And Standardization1080 Words   |  5 Pagestesting and assessment we’ve read about and watched in this class. It is a collection of essays from educators and stakeholders in the field. The book is broken up into distinct sections, the first focused on testing and the second on grading. A historical context regarding failures of testing and grading is also provided to give context to the current problems with high stakes assessment and grading. The main message presented in this book is that high stakes testing and assessments (grading)Read MoreHow Education Is The Key Focus On Improving Test Scores1635 Words   |  7 Pagestaught and standardized test to check for impr ovement, and are working on implementing another one called the Common Core State Standards (CCSS). George Bush introduced the ‘No Child Left behind Act’ (NCLB) in 2002. Since 1969 the ‘National Assessment of Educational Progress’ (NAEP) has provided data on students’ test scores and performances. The ‘Mississippi Curriculum Test, Second Edition’ (MCT2) was founded on the MS frameworks of the 2006 Language Arts and the 2007 Mathematics. All these organizations

The Effects Of Day Care On The Development Of A Child

In this assignment I will be discussing the different effects day care can have towards the development of a child. I will be discussing Bowlby’s maternal depravation hypothesis and Ainsworth’s theory of attachment and also the effects of attachment type and maternal deprivation or deprivation on later behaviour and relationships. A day care is daytime care for people who cannot be fully independent, such as children or elderly people. Day care takes place outside the home by someone other than close family and does not involve overnight care .They are many type of day cares available such as: child care on non-domestic premises these are day care for children under eight for a continuous period of hours they are mainly nurseries and children centres. Pre-schools or play groups these are day care for children under eight for sessions that are less than a continuous period of four hours in a day. They either attend in the morning or the afternoon sessions Out of school care these are also day care for children under eight which operate before school, after school or during school holidays. Crà ¨che’s provide occasional care for children under eight; they can be in permanent premises to care for children while parents are taking part in activities such as shopping or sport. Crà ¨ches can also be on a te mporary basis to care for children while parents are attending conferences, exhibitions etc. Sending children to day care can have short term and long term effects on a child’sShow MoreRelatedNon Parental Child Care966 Words   |  4 PagesNon Parental Child Care Non parental Child Care, and the Influences It has on Development Amara Washington SOC312 Nancy Russell July 9, 2012 Non Parental Child Care and the Influence it has on Development In today’s society more and more women are working outside of the homes and are not able to take care of the children on a full time bases. When the parents are unable to tend to their children, they have to seek help from an outside source. Years ago, it was natural for the motherRead MoreNon-Parental Child Care963 Words   |  4 Pagesï » ¿Non-parental Child Care Non-Parental Child Care: In the initial years of the introduction of non-parental child care, the major question or concern regarding this practice was whether it was helpful or harmful to children. As the practice has developed since its inception, non-parental child care has become a fact of life in the modern society. This has resulted in the change to the initial question as the main concern of the practice in todays society is on the suitable ecological model of child careRead MorePsychological Evidence Into the Effects of Day Care on Childrens Cognitive and/or Social Development839 Words   |  4 PagesPsychological Evidence Into the Effects of Day Care on Childrens Cognitive and/or Social Development Effects of day care on cognitive development - cognitive development is the changes that take place throughout (in this case) a childs life, referring to his/her mental abilities. This includes memory, perception, language and intelligence. The strong bond between caregiver and child promotes this development as it allows the child to go off and explore his/her surroundingsRead MoreEssay on The Effect of Day Care on Children967 Words   |  4 PagesThe Effect of Day Care on Children Because many stay at home mothers are entering the work force, there is a higher demand for day care centers for the mothers’ children. The topic of day care centers and whether they are beneficial to young children is becoming discussed more frequently. An increasing number of parents are becoming more cautious about the type of childcare they choose for their children. Some parents are adhering to the traditional way of raising their children by staying at homeRead MoreLev Vygotsky s Theory Of Cultural Development Essay1399 Words   |  6 Pagesteaching and publishing literary works, and finally turning his attention to fundamental questions of human development and learning, where he made his biggest impact in the psychological field. Vygotsky proposed a general genetic law of cultural development in which cognitive function occurs on two planes: first on the social (between individuals), followed by the individual (internalized by the child) (Bjorklund, 2005). For a number of years, his theory mainly gained attention in Russia and Eastern EuropeRead MoreEarly Childhood Care And Education Affect Cognitive Development762 Words   |  4 Pagesearly childhood care and education affect cognitive development? An international review of the effects of early interventions for children from different social backgrounds. Early Childhood Research Quarterly, 25, 140-165. This article is about the effects of early interventions for children who come from different social backgrounds. Data was taken from various preschool programs in the U.S. and different countries to see if there was indeed a connection between the quality of care and the child’sRead MoreThe Effects Of Home Environment On Children1468 Words   |  6 Pagesuse of child daycare has been debated endlessly. It has become hard to determine how it may aid in the development of a child’s cognition or if it hurts it instead. This is partly because of the wide variety of types of child care and the opportunities that are given to young children. Fortunately, measures have been created to help standardize what a daycare does and how it is run. In this paper, several studies are assessed and the criteria that daycares are held to are evaluated. The effect of homeRead MoreThe Effects of Day Care on Childrens Cognitive and Social Development860 Words   |  4 PagesThe Effects of Day Care on Childrens Cognitive and Social Development What is day care? According to Scarr (1998) day care is the non-maternal care of children who reside with parents/guardians. There are two types of day-care, out of home (including CrÃÆ' ¨ches, day nurseries and childminders) and in the home (including nannies and non-residential grandparents). Today, a lot of mothers of infants under 12  ¾ months need to put their children in day care soRead MoreNon-Parental Child Care857 Words   |  4 PagesNon-Parental Child Care A handsome young American couple decides to get married after being romantically involved for just two short years. A few months following their wedding day, the couple decides to have a baby. About one year after conception, the couple is seen embracing the very light of their lives as they hold their baby girl. Although it seems life could not be any better for the couple, they realize that the father’s sole income is not enough to support the entire family. The coupleRead MoreThe Importance Of Nutrition And Supportive Environment1526 Words   |  7 Pages1000 days of development- Global context The first 1000 days of life is defined as the duration starting from period of conception up to 2 years of child age.After several evidences have been found that nutrition plays an extremely important role in the early childhood development, to be specific, within 1000 days of period between conception to 2nd Birthday of child(1), the global movement of The First Thousand Days has started in 2010 in Washington DC. (2) The effect of receiving sufficient nutrients

Legal Report On Community Health Centre †MyAssignmenthelp.com

Question: Discuss about the Legal Report On Community Health Centre. Answer: Record Of Contact I am a Social Worker working with the Jonestown Community Health Centre for the last three years. I have had numerous occasions of interacting with the local people who were a friendly lot and often volunteered to help the staff at the Community Health Centre. I knew Mrs. Venus Williams, mother of Dean Williams, the young 19 year old boy who suffered brain damage in a car accident. Mrs. Williams often devoted time at the centre and cared about those children and elderly parents who came to the centre for counselling (Morley, Ablett Macfarlane, 2014). Background Dean is a first-year college student and was suffering from a brain injury inflicted during a car accident some 6 months ago. On that particular night, Dean and some of his classmates were partying at a classmate's house. He left the party at about 1:00 a.m. and while driving missed a curve and his car overturned after hitting the verge. Although Dean's parents were aware that their son used to drink occasionally, they never suspected that he had a problem (Swain Rice (ed), 2009). His father often warned him about the dangers of driving after drinking. Mr. Frank Williams, Dean's father is a corporate attorney and Dean always expressed a desire of following his fathers footsteps. Dean's mother, being a house wife, mostly spent her time caring for her husband and son and devoted all her spare time to the volunteer work for helping the abused and neglected children of the local community (Swain Rice (ed), 2009). Finances Dean's parents are in a position to afford his treatment, but Dean is uncooperative and seldom complies with the treatment regimen. His mother accompanies him to the Centre where he comes twice a week for counselling but all the time and money seems to be going waste as Dean is often uncooperative and remains allusive to the treatment. Physical Because of his damage to the brain, Deans impulse control is affected and this has decreased his short-term memory and concentration ability making him irritated at times. He is not able to come to terms with this change in his abilities and this has changed his behavior (Swain Rice (ed), 2009). He is now difficult with his parents and friends and reacts indifferently with them now. Dean's emotional outbursts are unpredictable. He laughs out loud at times and at the next moment he starts crying. It has become difficult for him to sustain his attention on his surroundings (Maidment Bay, 2012). The weakness of his right side muscles has limited his ability of participating in the athletic activities he previously enjoyed. He has become restless and becomes agitated sometimes, and this frustration is because of the organic aspect of the injuries which he has sustained (Maidment Bay, 2012). Psychological Dean is currently on an emotional roller coaster. Sometimes he speaks that he understands his future plans have to be changed but at some moments he is unable to accept the limitations (Muller, 2014). He still wants things should be the way they were. His mental deficiencies are making it impossible for him to resume a successful college degree. In frustration, he even resents the constant supervision which his parents give and feels resented that he is being treated like a baby. Dean feels frustrated because of his disability in remembering, in expressing himself and concentrating on anything (Muller, 2014). Drugs and Alcohol Most of his old colleagues have resumed their college and because of this he has started hanging out with another younger group and has taken to drinking heavily again. This has made Dean's rehabilitation a more arduous task, especially for his parents (Wilson Powell, 2012). Prior to this accident, Dean was a gregarious young man. In high school, Dean was popular as a good student and used to play in the football team. He also loved skiing and skin diving and was expert at riding dirt bikes. Deans parents were stunned when they learned that he along with some of his colleagues used to get drunk nearly every weekend (Gal Weiss-Gal (ed), 2013). This information was shared by another social worker who was running a family counseling session with one of Deans friend along with a rehabilitation team and who had recently attended a seminar on alcohol and other drug problems. Dean's parents found it hard to believe, but after talking with some of his colleagues, they learned that this ind eed was the truth (Swain Rice (ed), 2009). Offences To understand the background of Deans addiction to alcohol, I contacted my long term associate Mark Jones of the Probation and Parole Services in Jonestown. After going through the records of offences, especially of drunken driving, we found that Dean had been detained for drunken driving four times and on each occasion the level of alcohol in his blood was found to be above the permissible levels (Gal Weiss-Gal (ed), 2013). Fortunately for Dean and unfortunately for his parents, the matter was not brought to their notice as every time Dean was let-off with warning or being kept in detention at the station till be became sober and apologised for his behaviour (Wilson Powell, 2012). I said unfortunate for his parents because the police officers who detained Dean seemed to believe him, as they knew him to be a well behaved and intelligent boy and they also knew his parents were helping others and were socially well known in the community (Wilson Powell, 2012). I confronted Dean with this information and after a little hesitation he acknowledged the facts. He also confided that he was ashamed of his addiction and wanted to get over with it. Although not satisfied with his admissions, me and Mark thought it would be appropriate to take his father into confidence and make him aware of the facts. We did not want to repeat the same mistake which many of the officers had made when they caught Dean in drunk driving situations (Morley, Ablett Macfarlane, 2014). Mr. Williams, being an experienced and learned attorney, absorbed the facts quietly and thanked us for sharing the facts. He understood the legal consequences and asked for our opinion. My opinion was to give Dean a last chance to build his future and provide him an opportunity to resume his studies and become a successful attorney like his father (Muller, 2014). Mark also agreed, but being a responsible officer, was not in a position to drop the charges of alcohol and drug abuse. Mr. Williams agreed with him and thanking me for the support, agreed that let the case go to the court and with the admission of guilt maybe Dean would emerge as a stronger person and overcome his limitations (Wilson Powell, 2012). This seemed to be a very honest and truthful suggestion and when I conveyed this decision to Dean, he was filled with gratitude towards his father and promised to rehabilitate himself and prove worthy of our confidence reposed in his abilities (Muller, 2014). Reflections Dean's mother spent most of her time in caring for him and participating in helping him in the rehabilitation process. His father also starting spending less hours at his work so as to make up for the time he would spend fishing, hunting and playing golf with his son. Though most of his friends were unsupportive in the beginning, they started calling on him more often and started coming around to visit him at his home. Dean has been keeping his promise of staying away from alcohol and is continuously taking his rehabilitation classes more seriously (Wilson Powell, 2012). I sincerely hope that Deans career takes him to higher status in the society and the information about his previous offences is taken in the right perspective by the court. Society does come across youth such as Dean, but they do deserve a second chance in life (Swain Rice (ed), 2009). References Gal, J. and Weiss-Gal, I. (ed). (2013). Social Workers Affecting Social Policy: An International Perspective on Policy Practice. Policy Press, Bristol. Maidment, J. and Bay, U. (2012). Social Work in Rural Australia: Enabling practice. Allen Unwin, Crows Nest, NSW. Morley, C., Ablett, P. and Macfarlane, S. (2014). Engaging with Social Work. Cambridge University Press, Melbourne, VIC. Muller, L. (2014). A Theory for Indigenous Australian Health and Human Service Work: Connecting Indigenous knowledge and practice. Allen Unwin, Crows Nest, NSW. Swain, P.A. and Rice, S. (ed). (2009). In the Shadow of the Law: The Legal Context of Social Work Practice. Federation Press, Annandale, NSW. Wilson, C. and Powell, M. (2012). A Guide to Interviewing Children: Essential Skills for Counsellors, Police Lawyers and Social Workers. Routledge, Oxon.

American Revolution free essay sample

This lecture examines the American Revolution from a broad perspective. The best part about her lecture is that she breaks it down into five easy steps to understand, and for her being a professor at Yale she probably is one of the top favorite teachers Just because of how easy she breaks her lectures down. Freeman relates herself to one of the Founders, John Adams, because he wasnt up to the status quo of every other Founder as she states it. John was humorous and blunt, but serious and revealing, and thats how she is in her lectures.Professor Joanne Freeman is a very intelligent woman that likes to see her students succeed in such a long and very detailed class. Freemans video starts off by unraveling her plan for the class, and predicts what she thinks her students thoughts are about the American Revolution. Joanne explains how in high school all that was mainly stressed about the American Revolution was the Declaration of Independence and George Washington, Paul Revere, and Just a bunch of battles. We will write a custom essay sample on American Revolution or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Freeman makes it clear to the students to be aware and get passed what youve been taught earlier in your life, and she breaks it down into five simple and comprehensive tips to help understand the Revolution and Just piece it altogether. The first tip that Freeman lectures about is by avoiding thinking about the Revolution in terms of a series of facts and dates, in her terms a fact bubble. (Freeman).In greater detail Freeman means that a lot of dates are involved with the Revolution and some are more important than others, and some are Just a string of facts that are there to explain the outcomes that occurred. Like the outcomes that occurred there was a word that disgusted the Founders of that time period, so tip number two is words like democracy, liberty and freedom, arent all that they seem to be. Democracy has little to no meaning in the colonial era, but you have to understand the subtle ways this was a moment of defining terms and transformation. (Freeman).In greater detail Joanne tells the students to think about the meaning of words, not to Just read the definitions, but also to not assume about the words and how they describe the event because they couldve meant something completely different now than what they did back then. An example of one of the many words that were brought up around the American Revolution era is democracy. The professor says that democracy is a good thing to us now, but not jack then. Especially Alexander Hamilton, she reads a quote from him and he states democracy as chaos, a disease in fact, and being a Founder it was part of the status quo.Speaking of The Founders, tip three from Freeman is: think of the Founders as real people rather than a mystical historic figure. In easier ways to understand, what Joanne means is that the Founders were normal people, she expressed that we tend to forget that they were people not deem-gods walking around with their chest and head held high. The professor also stressed about not getting caught up on trying to dead the way they spoke, reading and listening to their language from their era sounds more intelligent and inspiring than it really is.A big point that was brought to the students attention was the breakdown of looking over the opposing points and putting them together like a puzzle to better understand how it all happened and why. The fourth tip from Freeman was remembering the Founders arent the only people who made the Revolution. An easier way to understand this is to know that the Founders werent men that were dressed up to have a quiet conversation. The Revolution was a popular uprising by a vast amount of colonists fought on American ground by all kinds of Americans.The Founders arent the only one s who mattered, the Revolution grounded on the ideas and beliefs of the people throughout many levels of society. Last but not least the fifth tip is remembering the importance of historical contingency and that anything couldve happened during the Revolution and the outcome wasnt inevitable. The way Freeman explains this tip is that a lot of people assume too much of what went on about the colonists, and that its important to know body knew what was going to happen in that era because if they did it wouldve probably been much more dramatic. American Revolution free essay sample After the American Revolution, Americans, who had just broken free from the British, completely changed their politics, economy and society. The Founders decided to change how they wanted to run their society, even though, in the end, they went back to a more powerful federal government like Britain. Most people’s daily lives didn’t change much but the principles from the revolution made some try to look for better financial opportunities. Women, slaves, and loyalists were changed a lot in society. Women had more freedoms, some of the slaves were set free, and many loyalists left America. America did not go through much economic change, but it did experience social and political change. Since they had just fought a war to gain their freedom from them, Americans wanted their government not to be similar to Britain’s at all. This is why they implemented the Articles of Confederation that greatly limited federal power. We will write a custom essay sample on American Revolution or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page But this government couldn’t raise taxes, or do a plethora of other tasks that were desperately needed, so the people realized their need for a more centralized government. While the new Constitution was still being created and ratified, Alexander Hamilton, James Madison, and John Jay were writing the Federalist Papers in hopes of convincing states to support it. James Madison, in number 51 of the papers wrote â€Å"Ambition must be made to counteract ambition† (Doc I). He was referring to the idea of checks and balances that would be used to ensure that anyone in the federal government would not be able to have too much power, which the people were very wary of. When it was finally ratified, the Constitution was similar to Britain’s government but also different because of their system of checks and balances. There was not much economic change in America after the revolution. The Philadelphia Society for the Promotion of Agriculture in 1786 gave out a medal, which said, â€Å"Venerate the plough† (Doc F). This exhibits how the elite were still trying to help the common people who weren’t financially better off than before the revolution, but it didn’t make much difference. Similarly, in Shay’s Rebellion, Yeoman farmers in Massachusetts, according to Abigail Adams’ letter to Thomas Jefferson, â€Å"were crying out for a paper currency, some for an equal distribution of property† (Doc G). Shay’s Rebellion symbolizes the economic troubles that the poor had to deal with. The social change was the biggest change that happened in America. After the Revolution, the place of women, slaves, and loyalists in society was greatly altered. In order to teach justice and liberty to their children, women were educated in the ideals of Republican Motherhood. In a woodcut of a patriot woman made in 1779, a woman is shown with a rifle and gunpowder horn (Doc A). Some women did play bigger roles in society by going with the fighting soldiers and sometimes even fighting with them in the revolution. However, not all women were satisfied to just go back to the earlier place in society they were at before the war as shown by Molly Wallace who said during her valedictory address in 1792, â€Å"if [taught] to read, why not to speak? † (Doc J). Many American women, like Wallace, sought after advancing their roles in society. But sadly, women suffrage didn’t happen for 140 years. For slaves in some regions, there was a lot of social change. In the years after the revolution, the slave owners in the North practiced manumission, and freed many slaves there. In the South, however, it would take many more years and a Civil War for the slaves to gain their freedom. There were more actions against slavery, though. The Northwest Ordinance in 1787 stated, â€Å"There shall be neither slavery nor involuntary servitude in said territory† (Doc H), outlawing the spread of slavery in new states in hopes that eventually, states without slavery would exceed the states with it and be able to abolish it everywhere. The loyalists or â€Å"Tories† also went through significant change in society. Since they had favored Britain during the way, after it, they were became a widely hated. The Pennsylvania Packet says â€Å"Never let [the Tories] return to this happy land† (Doc B). They went through so much change in society that countless loyalists left America, never to return. Politically, Americans underwent some change by creating a new government even though they still altered it in the end. Economically, there were still elites who ruled over the lower, poor class of people. And socially, a large amount of change occurred for women, slaves and loyalists, although the change in the place of loyalists was extremely negative. In these ways, American society was changed in respect to political and social life, but not economically. American Revolution free essay sample Ultimately, for Jefferson, it made no difference whether Indians were removed to the Rocky Mountains, extirpated from the earth, or allowed to remain in the United States. Indians as Indians could not be tolerated in the republican civilization the American Revolution had created. The new nation must have a homogeneous population. After the American Revolution, the newly formed United States of America refocused their attention from deciding on what kind of society they wanted, to how they were going to get this society. Thomas Jefferson was the mastermind behind the raptors of a republican society, a society rooted in a civilization made up of people that were homogeneous and virtuous, centered on pure morality. However, now that America was a multiracial society, with the presence of Blacks and Native Americans, a new conflict arose. How could Americans produce a homogeneous population despite the existence of non-Americans? Jefferson had a complex relationship with the Indians and believed that a homogeneous population would only be attainable by fully changing the ways of Native American life. We will write a custom essay sample on American Revolution or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Although Jefferson had notable seasons for his opposition of Indians, he failed to recognize that his goals were far too unrealistic and the problem of obtaining a pure republican society would not be hindered by the presence of Indians, but rather, hindered by the American people themselves. Jefferson was a strong advocate for removing the Indians from their natural habitat, whether it was by exterminating them, shipping them somewhere else, or striping them of their culture and forcing them to become White. There were many proponents for this idea and had convincing reasons as to why Native Americans were unfit for American society. The main supporting argument was that Native Americans were too deficient as human beings to function in society. Their undeveloped intelligence, uncleanness, and lack of self-control were all seen as hindrances in transforming them away from savagery and towards an urban civilization lifestyle through agriculture and commerce. A people so reliant on their environment, where it was the norm to wear animal skin and hunt for food that was eaten by their hands, were being forced to adapt to the Americans way of living, where it meant raising domestic animals, wearing cloth and adapting to manufacturing processes and houses. Assimilating them would be a difficult task because although Jefferson wanted them to amputate their way of life and adopt the expansion of white agrarian society, Native Americans were children of nature and would not easily be changed (Attack 60). Jefferson fault lay in his belief that Native Americans living in the uncultivated wilderness would leave their identity, culture, and land so readily, Just so that they could help Americans expand civilization, without any worthy compensation in return. Another reason supporting he removal of Indians was their intelligence. An important criterion for a republican society was having the same language. The lack of communication between Indians and Americans was Justified by the belief that the Indians were too dumb to converse, making them a liability in creating an educationally rich society. However, this was where Jefferson complex feelings for Native Americans came in. He believed that the only thing that made an Indian equal or potentially so was his intelligence (Attack 58). He believed that unlike Blacks, Indians could be educated enough so that they could live among whites. In his mind, they had the intelligence capable of development which would enable them to carry out the commands of their moral sense (Attack 58). This high expectation of Indians was impractical because Jefferson never asked the Indians if they would be willing to learn English. In fact, Jefferson never asked the Indians if they would be willing to assimilate in the first place. Although the United States had an upper hand in this matter, and could result to force to get what they wanted, it is ridiculous that they never gave the Indians an option that had more benefits than losses. A mistake during this attempt to create a republican society was failing to communicate with the Indians directly. Yes, there was trade between the two groups and alliances during the war; however, a civil and proper discussion about the issues at hand was not made. The constant struggle the Native Americans had with staying true to their own culture and keeping their own language, while being bombarded by American culture brought tension between the Indians and white civilization, making it exceedingly difficult to integrate hem amongst the Whites. While the struggle between assimilating and exterminating Native Americans from civilization was occurring, Jefferson was also debating on what was needed to support his republican ideology. He grounded this idea on civic virtue, also known as republican virtue. This was the hope that citizens would act responsibly, be sober- minded and morally right, behaving virtuously, honorably, and purely. The democracy struggled with this goal because it was a long tug-of-war between the belief that the people themselves should be responsible for their own lives and the belief that the overspent should step in and bring in laws. This brought up the conflict of maximizing liberty while still maintaining some type of order and control. While this push and pull was occurring, America was also focused on creating a homogeneous population. The word homogeneous was used often while the government was exploring what they wanted in a society. Homogeneous meaner composed of parts or elements that are all of the same kind or have the same kind or nature (dictionary. Com). In other words, Jefferson wanted a society where everyone would be equal, unchanging, and essentially, all the same. If the United States was a Utopian society, where everything was perfect socially, politically, and morally, a homogeneous population would definitely be possible; however, the people did not realize that being identical would never be possible, even without the presence of Indians. The first thing Jefferson wanted in a citizen was the ability to distinguish between right and wrong. This would be easier said than done. Having a moral sense was what he thought something man felt within him In short, his conscience and that this moral perfection was something attainable by all whites (Attack 37). Did he also insider all the temptations that came with this world, including women, alcohol, gambling, and pure lust for luxury? Did he really think that all men could be perfect? Yes, he did. Although having some predispositions, he still maintained faith in his people. He strongly trusted that all men and a conscience and would use it wisely. This was faulty on his part because even though he knew his men could be morally grounded, he didnt contemplate the possibility that not all men were as righteous as Jefferson himself, and may not be able to realize what is right from wrong, and possibly not even care if their actions were immoral. Failing to keep tabs on his own people, he incorrectly focused his attention on making sure the Indians would be able to gain a moral sense. Now that the need for luxury was slowly growing, Jefferson urged everyone to be industrious and active. If a man was busy and preoccupied by responsibilities, Jefferson believed that this would distract him from losing focus. He believed that through proper education and training to restrain vigilantly their passions, order would be maintained (Attack 39). The main threat he found to be disastrous was women. The female power on men was too strong, but Jefferson emphasized that the passions had to be governed (Attack 40). One faulty thing he did here was not taking enough action. He solely told Americans what to do, having trust in them that they would oblige. Just by saying hey, dont get tempted by the ladies! Or no drinking on Sundays! was not enough to secure order and restrain on his men. Jefferson did not ensure that the Americans were educated and could maintain control over their own actions, but rather focused more specifically on how he would educate the Native Americans. Another quality Jefferson needed in order to create a republic was an agrarian ultra, where ownership of p roperty would provide stability in American homes and further develop civilization. Private property and laboring on land would create a self-governing and self-disciplined people, Jefferson believed. However, he forgot to consider the possibility that not all men could maintain their own property or the fact that some could not even obtain their own property. Jefferson had high expectations for his people, but did not take into consideration the different type of men in his society, some that might not be interested in supporting this law and order system e was attempting to create. This homogeneous population that Jefferson dreamt about would only be attainable if everyone was converted into Lockers or what Dry. Rush called republican machines (Attack 39). Peace would only exist in this ideal republic if every single person came to a consensus on the rules, values and interests of the country and in order to lay a solid foundation. The main flaw in his plan was the fact that he did not take into account the diversity of society. Because there were three succinct groups of people ?Whites, Blacks, and Native Americans?he used skin color as the primary ND only division between people. He did not believe in diversity, and rather found it as a threat to a republican society. Little did he know that homogeneity was unreachable because although Whites were all the same color, they were all individual. Diversity should have been seen as a strength, and homogeneity as a weakness. Forcing Americans into a single mold would be ineffective and would only deprive each American from his or her own identity and require them to settle and tolerate the governmental rules. Every white had his own opinions and views of the overspent, preventing the creation of Jefferson ideal White America. Although faulty in his thinking, Jefferson had a strong and respectable goal, in eliminating injustice in society and giving power back to the people, rather than the government. Fearing tyranny, en wanted to maximize individual libel w e Alexander Hamilton wanted to have a greater federal power and restrict some liberties. Blacks and Indians were seen as hindrances in creating an equal population and a threat to the formation of a republic, but many people forgot to also focus on themselves, and see how they could change before changing others. Self- intro and rational command were definitely attainable in everyone, but not concretely possible. Homogeneity would only strip away the individual importance of each citizen and give no unique value to him. Jefferson wanted a perfect society, centered on the rule of reason and absence of enemies that would prevent this. Instead of focusing on outsiders, he should have realized that the transformation into a republic was for the people, led by the people, and therefore, should have started within the people. Sources Attack, Ronald T. Iron Cages: Race and Culture in 19th-Century America. New York: oxford up, 1990. Print.

Figurative and Alternate Meanings for 20 Medical Terms

Figurative and Alternate Meanings for 20 Medical Terms Figurative and Alternate Meanings for 20 Medical Terms Figurative and Alternate Meanings for 20 Medical Terms By Mark Nichol Words used to describe medical conditions or phenomena often acquire new connotations by extension of the original meaning, though sometimes the medical meaning followed rather than fostered the other. Here are twenty such terms and their other senses, as well as the initial definition. 1. Anemic: lacking in some quality, such as energy, interest, quantity, or substance (blood deficiency, resulting in a lack of vitality) 2. Artery: a communication or transportation channel, especially a major one (vessels that carry blood from the heart throughout the body) 3. Articulation: the action, manner, or state of being joined, or expressing or uttering sounds or words; also, an obstruction (a joint or juncture in an animal) 4. Cataracts: waterfalls or steep rapids, or torrents (a clouding of the eye that obstructs light) this word, from the Latin term for a portcullis, a gate that is lowered from above, likely acquired the medical connotation later, from the resemblance of the clouding to a sheet of water 5. Diagnosis: an analysis or investigation, or its conclusion (using signs and symptoms to identify a disease, or the identification itself) 6. Dyspeptic: disgruntled (suffering from indigestion) 7. Hallucination: delusion (false perception caused by drugs or a nervous system disorder, or the object so perceived) 8. Hemorrhage: a significant loss or release (a heavy flow of blood) 9. Morbid: melancholy or gruesome, or related to death (pertaining to or affected by or causing disease) 10. Nasal: a vocal quality suggestion obstruction in the nose (pertaining to the nose) 11. Nerve: boldness, strength, or a sensitive issue (tissue that connects components of an organism’s nervous system, or sinews or tendons) 12. Oral: spoken (pertaining to the mouth, or to personality traits or a stage of psychological development) 13. Paralysis: incapacity or powerlessness (loss of ability to sense and move part or all of the body) 14. Plethora: abundance, excess (an excess of blood) 15. Postmortem: an analysis or discussion of an event after it has occurred (an autopsy) 16. Prognosis: forecast (chances for recovery from disease) 17. Sanguine: bloodthirsty, or optimistic (pertaining to blood, or having a ruddy complexion) 18. Schizophrenia: antagonistic or contrary attitudes or qualities (a psychiatric disorder marked by delusion of perception and thought) 19. Surgical: marked by precision (pertaining to medical operations) 20. Umbilical: used in references to excessive emotional attachment (pertaining to the navel or the center of the abdomen) Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Vocabulary category, check our popular posts, or choose a related post below:Wether, Weather, WhetherThe Possessive ApostropheMankind vs. Humankind

Revolutionary Footware Product Assignment Example | Topics and Well Written Essays - 1500 words

Revolutionary Footware Product - Assignment Example These statements shall then be used to determine if the project is viable or not. To bring out this details, the report shall develop a marginal costing statement that clearly points out the cost per unit of producing each item of the new footwear product, a break even analysis table and graph that shows the time that the project will take to break even, a cash budget that shows how cash will be utilized across the first 12 months, a forecast income statement that shows how much profits will be made from the project within the first 12 months and a forecast balance sheet that shows the project’s assets and liabilities as at the end of each of the first 12 months of operation. The new footwear product that will be developed is a sports shoe that is made of alligator skin combined with goat skin which is known to be light and comfortable as well as durable enough to fit the potential expected for this project. Alligators are rare species and as such the portion of alligator skin used on each shoe will be minimal. On the other hand, goat skin is readily available therefore the supply of the same is expected to be sufficient (Boer Goats 2011). The footwear product shall be referred to as the ‘sporting’ Financial projections The products revenue forecasts, the profits and the cash flows are based on the following assumptions The goats skin shall be readily available and each alligator skin available shall be utilized to the maximum, Due to the revolutionary nature of the product, the monthly sales are expected to be 50,000 units with a monthly growth rate of 2%. The market for the product is expected to be readily available due to the number of shoe distributors available The footwear product has a high growth potential in the United Kingdom due to its light weight and durability which will make it stand out from the rest of the footwear products available in the United Kingdom and eventually the world at large. The price of the footwear product is expected to be ?40 per unit which is priced based on the quality of the footwear and the competitors as shown by the price of footwear in the UK and the US (All footwear 2011). The production capacity of the production process is expected to run at the optimal point from the beginning of the project (West, Hussey and Bendrey, 2003). Marginal costing cost statement (Evans and Michael 2011). The price of the new footwear product will be equal to ?40 as shown in the marginal cos

Personal Essay Example | Topics and Well Written Essays - 2500 words

Personal - Essay Example Each of the section also contains background information of each type of services offered by the bank. The financial banks offer several services for the customers and each of them has different importance for different types of customers. The introduction of technology and the fast growth of internet usage have allowed the financial companies to add more value to the customers without much effort. The beginning of internet banking has made it easier for the customers to conduct their banking activities at ease and at their convenience. Although the mode of banking has evolvedbut the overall concept of individual activities are still the same. This paper is focused on the services offered by HSBC bank in their website. It will cover three basic services in details, which are Banking, Borrowing and Investing. The Qatar branch of HSBC will also be covered in this paper. Savings Bank Account:The banking segment of HSBC offers two types of services, savings account and current account. An individual can choose anyone or both types of account depending on his requirements. The savings account allows an individual to accumulate funds and gain interest on it. It helps the individual to save money for future use. Current Bank Account: The current bank account is particularly for business purposes and offers services, which are exclusive to financial activities of a business. It allows the customers to deal with liquid funds, such as deposit funds, withdraw funds, write check, etc. Moreover, the customers can make unlimited transactions in a day (Money, 2015). HSBC Qatar offers three different types of accounts based on the requirement of the customers. They are Basic Current Account, Advanced Current Account and Premier Current Account. Money Transfer: The money transfer facility of HSBC Qatar allows the customer to transfer funds to different accounts. The customers can transfer money to pay bills, send money to

Funding For Space Exploration Philosophy Essay

Funding For Space Exploration Philosophy Essay July 20, 1969, Commander Neil Armstrong takes the first steps on the moon. All it took was 170 billion dollars in todays money to put a man on the moon. Mankind does not need to explore further than the moon. Neil Armstrong once said This is one small step for man, one giant leap for mankind. Forget giant leaps for mankind, NASA is a giant machine for spending money. This fact is backed up by the humiliating failure of the Orbiting Carbon Observatory, a $278 million package which blasted off from Vandenberg air force (DeGroot 2). Considering the debt that America struggles with in right now, NASA and space exploration is not the main priority. The United States government uses an excess of funds to explore outer space in an attempt to find other forms of intelligent life, they use too much tax money that can be put to better use, and many of the astronauts are at risk due to human spaceflight. A large portion of tax-payer money goes to NASA so that they can attempt to explore the unknown of space. Much of the money that NASA wastes on space exploration could be put to a much better and productive use. The United States government needs to focus on recovering their own planet before they discover others. Money that goes to NASA causes the national debt to increase. Instead, that money should go towards paying off the debt, or even fixing problems with unemployment. Back in the 1960s, when planning to put the first man on the moon, 58% of Americans opposed spending the estimated $40 billion or an average of about $225 per person required to send a person to the moon. Only a third supported the plan (Nasa Funding n.pag.). Many of the United States citizens opposed the plan because they knew that it should not be our main priority and it is a very large amount of money. The citizens were knowledgeable of how all of that money could benefit the country. In 2004, President Bus h presented Congress with a $2.4 trillion budget blueprint for the 2005 fiscal year (Nasa Funding n.pag.). The budget for the 2005 year is an extreme amount and there is to explore the depth of space when humans barely know their own planet. A vast amount of the Earth remains undiscovered which gives no reason to worry about space. Given the knowledge that humans have, there could exist absolutely nothing in space besides rocks and meteors. Earth is possible the only planet that sustains intelligent life. Scientists have searched the vast emptiness of space since the first moon landing in the 1960s. Although, in 40 years of searching, we have detected no such signal. In 1967, we thought we had one, but that turned out to be the entirely natural signal of a pulsar (Murray 2). Assume that NASAs scientists continue searching and finally reach their goal of discovering intelligent life 200 years into the future. More than $8 trillion will have gone toward that goal judging by the drasti c increases of NASAs annual budget from the years 2003 to 2009 (Returning to the moon n.pag.). However, intelligent life may not even exist on other planets, so all the hard work and money will go to waste if NASA does not find any aliens. In December of 1993, NASA embarrassingly sent astronauts into orbit to repair the Hubble, which cost taxpayers and extra $629 million. Due to this incident, NASA was put to blame for their incompetence and using billions in federal funds without accountability (Nasa Funding n.pag.). NASA has the ability to just soak up federal funds and tax money to fix their mindless mistakes. The plans of the space program to send men into space may endanger their well-being. Earth is a perfect habitat for mankind, which gives humans no reason to leave. Margaret Haerens writes, Animals never leave a comfortable habitat for a harsh one, unless they are forced to (Haerens 2). Haerens compares the astronauts to animals and how the astronauts should not leave Earth when they are perfectly find where they are. Space can kill humans very rapidly without a spacesuit. Astronauts willingly put themselves into space where they know if anything goes wrong they will die instantly. Haerens also writes that, Our vertebrate ancestors did not come ashore hundreds of millions of years ago because they decided to boldly go where no fish had gone before (Haerens 2). The author says that the race to the moon and outer space is foolish and just because an area has never been explored does not mean that someone should explore the area, which relates back to how in nature, animals never leave a favorable environment for a poor one. The fact that the presence in space negatively affects the human body reinforces why humans should not leave Earth. Scientists have discovered that prolonged weightlessness does terrible things to the bones and circulatory system. If God wanted us to live in outer space, we wouldnt have balancing systems in our inner ears (Haerens 2). Humans have evolved and adapted to live on Earth, if humans were meant to live in space, they would have adapted to suit the harsh conditions of space. Iain Murray writes that alien life is completely unknown to the human race and humans have no idea what aliens are capable of. Aliens could have the potential to completely wipe humans off the face of the earth (Murray 1). If aliens actually exist, no one knows what they have the ability to do. They could be very powerful and dominate humans and imperialize the planet, Earth. Although, aliens may be able to assist humans with space travel if we ever encounter them. However, there are many reasons that support space exploration, such as the risk of mass extinction that happens on Earth forcing humans to migrate to other planets. In the case of a mass extinction, humans must find a plan B in order to survive. Haerens talks about the possibility that the human race has to move from Earth to avoid a mass extinction. Possibly, in 500 million years, the sun may slowly boil the oceans and incinerate the Earth. Natural disasters are not the only possibility for a mass extinction, other epidemics such as climate change and overpopulation can also cause mass extinctions. Haerens also writes that the chances of an epidemic of such colossal size that it can cause a mass extinction are pretty low. However, an asteroid of sufficient size could cause the extinction of humans as it did the dinosaurs (Haerens 3). Earth may soon become over populated with humans; therefore, the human race must find other planets to make sure that mankind will live on. Jerry DeGr oot notes that Stephen Hawking has argued about how the human race must colonize other planets to ensure mankinds long-term survival. The Earth is indeed doomed, but where will all the civilians go? When comparing Mars to Antarctica, Antarctica seems like a paradise (DeGroot 2). It seems logical to desire to colonize other planets since if the human race becomes extinct, all of mans achievements and accomplishments over time would be gone. Space travel has a high chance of happening, humans will eventually learn to harness the energy of space as the cavemen learned how to harness the energy of fire. Enthusiastic supporters of the space exploration argue that exploring outer space is the next step in human evolution. Scientists believe that the colonization of other planets, beginning with the moon, should become a long-term human goal. Scientist also argue that colonizing the moon helps humans learn how to live on Mars by learning how to live with conditions of the moon first (Retur ning to the Moon n.pag.). One day a devastating event will happen to the Earth and change the course of life and only space colonization can save it. Although space exploration can greatly benefit the progression of mankind, it depletes a large part Americas resources and funds. Instead of humans trying to find intelligent life, they should leave them to find us. The billions of dollars that are used each year to fund space exploration could greatly improve everyday life on planet Earth. The American government funds NASA with a plethora of money in order for them to discover the unknown of the universe and much of the funds comes from tax-payers. Also, the astronauts are exposed to the outside threats of space which put them in dangerous situations. Perhaps, one day, once Earth has achieved a utopic state, humans can fund a space program that will discover extraterrestrial beings.

Experimental Drug Therapies for the Treatment of Wet-Type Age-Related Macular Degeneration :: Medicine Medical Disease Papers

Experimental Drug Therapies for the Treatment of Wet-Type Age-Related Macular Degeneration In a society where technology has lengthened the average lifespan, age-related disorders present new treatment challenges. In the United States, senior citizens over the age of 65 account for 21% of the population (US, 2001). This group of people will experience changes in their perceptual systems as they age, making it harder for them to function. Some of these changes will occur systematically and naturally, while others will result from disease. In the case of vision, age-related macular degeneration (AMD) is the leading cause of visual impairment in the elderly population (Levin, 1997). Experts estimate that ten million senior citizens over the age of 75 suffer with AMD, approximately one third of Americans 75 and older (Levy, 1999). AMD attacks the retina of aging eyes and is found in two forms. The most common form diagnosed is dry-type AMD. In this disease, accounting for 85% of all AMD diagnoses (Thompson & Daniels, 1998), the layers of the retina deteriorate and thin in the fovea resulting in severe vision loss in the central line of vision. Often, fat deposits, called drucen, develop and further impair vision. Wet-type AMD makes up the remaining 15% of AMD diagnoses and progresses more rapidly and painfully than dry-type AMD. This form of AMD is responsible for severe visual impairment in 90% of all AMD cases diagnosed (Gisele & Bressler, 2001; Thompson & Daniels, 1998). Although dry-type AMD does not usually predict wet-type AMD, between 10-20% of patients with dry-type AMD eventually develop wet-type AMD (Gisele & Bressler, 2001). Wet-type AMD is characterized by choroidal neovascularization (CNV), or the growth of new blood vessels in the layers of the retina (Gisele & Bressler, 2001). Not only do these new capillaries impede vision by blocking incoming light, they also leak blood into the surrounding tissues causing further damage. Currently, the Federal Drug Administration (FDA) has only approved two treatment techniques for wet-type AMD (Yam & Netting, 1999; Visudyne, 2000). Researchers first developed photocoagulation, a procedure utilizing lasers to cauterize new capillaries and seal leaks. Unfortunately, this treatment is only useful in approximately 10% of patients who seek it and, while photocoagulation does decrease vision loss, the results are only short-term and the risk of damage to nearby photoreceptors is high (Gisele & Bressler, 2001; Yam & Netting, 2001; Thompson & Daniels, 1998). The most recently approved treatment option is verteporfin photodynamic therapy, a two-step treatment approved by the FDA in 2000 (Visudyne, 2000).

Mergers & Acquisitions Paper Essay

Mergers and acquisitions is an important aspect of corporate strategy, finance and management. This is done with the buying, selling, dividing and combining of different companies and similar entities. It can help an enterprise grow rapidly in its sector as well as the new sector it just acquired without the hassle of creating a subsidiary from scratch. This activity is on the rise worldwide. According J. Finnegan in â€Å"Global Mergers and Acquisitions Activity Continue to Rise† article, this increase has been accompanied by the return of mega-deals (value exceeding $10 billion) driven primarily by large multinational corporations flush with cash in the U.S. Two of the biggest acquisitions in 2012 are from the Energy Industry and Tech industry where Duke Energy Corporation acquired Progress Energy Inc. and Google acquired Motorola Mobility. I) Duke Energy Corp. acquired Progress Engergy Inc. According to Yahoo finance, in the first case in the energy industry, when the merger was announced on January 10, 2011, the transaction value totaled $26 billion, including Progress Energy’s debt. Currently based on Duke Energy’s share price and including Progress Energy’s debt, the transaction is valued at about $32 billion. Duke Energy Corporation (DUK) announced that it has acquired Progress Energy Inc., effective July 2, 2012. The original Duke Engergy includes Duke Energy International, which operates power plants in Central and South America; Duke Energy Renewables, which develops and owns wind and solar projects in the U.S.; and Duke Energy’s Midwest generation and Duke Energy Retail, which generate, market and sell electricity in the Midwest. Now, the new entity has nearly $49 billion in market capitalization, total assets more than $100 billion and 7.1 million electric users in the Carolinas, Florida, Indiana, Kentucky and Ohio. The transaction makes Duke Energy the largest U.S. utility and increases its ability to build new power plants to meet future greenhouse-gas emissions limits. Earlier, Chicago-based Exelon Corporation (EXC) was the largest U.S. utility. The new company would be known as Duke Energy with headquarters in Charlotte, and substantial operations in Raleigh, North Carolina. Duke Energy would trade on the New York Stock Exchange under the symbol â€Å"DUK†. Pursuant to the merger deal, Progress Energy has become a wholly owned direct unit of Duke Energy. On a standalone basis, Duke Energy had an adjusted earnings per share guidance range of $1.40 – $1.45 for 2012. Under the terms of the merger agreement, each share of Progress Energy common stock has been converted into the right to receive 0.87083 shares of Duke Energy common stock. Due to the effect of the 1-for-3 reverse stock split, which was completed related to this merger transaction, this guidance range is the equivalent of $4.20 – $4.35 per share. The combined company continues to target 2012 adjusted earnings per share range of $4.20 – $4.35. The reverse stock split is designed to reduce the number of outstanding Duke Energy shares. The merger is expected to keep the company’s long-term goal of 4% – 6% growth in good shape. Overall, their strong balance sheet, ongoing capital expansion projects and an above average dividend yield are very good signs that this merger and acquisition is working well for them. II) Google acquired Motorola Mobility One of the world’s most valuable brand name in the tech industry is Google, Inc. – a silicon valley native company. Founded in 1988 out of a garage, it has now become the largest and most popular search engine on the Internet. Its strong growth is credited to its creative, think outside the box and risk-taking culture. In recent years, it has been involved in a lot of new ventures and mergers and acquisitions with different industries to expand its operation. One of its new product is the Android operating system offered for free to smartphone manufacturers to compete with the Apple iphone’s iOS system. Google has also been trying to produce and release its own smart phones but hasn’t met much success. In addition, it is facing the risk of many lawsuits relating to pattern with Apple. So in smart and bold move, Google has decided to acquire phone maker Motorola Mobility and completed this deal in May 2012 for a whopping $12.5 billion which makes it the largest Google acquisition ever! This will definitely push it deeper into the fast growing cell phones industry. Motorola Mobility used to be a strong player in the cell phone industry but in recent years, it has struggled and suffered constantly. As its line of smartphones has waned in popularity, Motorola Mobility has suffered losses totaling $1.7 billion during the past three years while Google has earned a total of $25 billion over the same stretch. The acquisition is largely a defensive one from Google’s perspective. Google needs Motorola’s trove of 17,000 cellphone patents (plus an extra 7.500 that are awaiting approval) to defend Android phones against lawsuits by Apple, which accuses them of copying iPhone features. It’s now playing in Apple territory. Buying Motorola gives Google the ability to control both hardware and software, by making its own integrated smartphones and other devices. Under the term of the acquisition, Google will acquired all outstanding common shares of Motorola for $40 per share and transaction costs were $50 million. Out of the 12.4 billion total purchase price, goodwill takes up to $2.6 billion, patterns takes up to $5.5 billion with only $670 million to other net assets. Although it initially was drawn to Motorola Mobility for its patents, Google has been signaling recently that it has been drawing up more ambitious plans for Motorola Mobility. Besides producing smartphones and tablet computers, Motorola Mobility also makes cable-TV boxes that could provide Google with a springboard for delivering more of its services, including advertising, to living rooms. References Goldman , David. â€Å"Google seals $13 billion Motorola buy.† 22 2012: n. page. Print. . â€Å"Google completes $12.5B acquisition of phone maker Motorola Mobility after China clears deal .† 22 2012: n. page. Web. 25 Oct. 2012. . Finnegan, Jim. â€Å"Global mergers and acquisitions activity continues to rise.† 24 2011: n. page. Web. 25 Oct. 2012. .

Brown Vs. Board Of Education Of Topeka - 1600 Words

Brown Vs. Board of Education of Topeka, Kansas was a huge American milestone throughout history, as it began the longstanding process of trying to deplete segregated schools and creating racial equality. This event marked the beginning of racial integration, starting with the schools. Many people failed to understand that segregated schools were not equal in quality, which further created tension among the African-American families and started many movements. When this case became headline news it was deemed important due to the fact that if passed then all public schools would have to integrate. This court decision created enormous controversy throughout the United States because of the simple fact that some people believed that this†¦show more content†¦Supreme Court unanimously outlawed racial segregation in public schools. The court decision, besides the reality that many endeavors had been taken by African Americans to ban racial segregation, came hardly surprising. Sti ll, the prohibition of school segregation stirred up many different hot debates all over the country, but many met this debate with strong opposition, violence, and push back in the South, where the law had just mandated all schools to be integrated. An Black writer who was noted for his overall ability at using narratives and arguments with an intermix of public and private experiences by the name of James Baldwin, also joined the army of critics. In one of his famous pieces, â€Å"Down at the Cross,† he cites the Supreme Court ruling as an example to help magnify his view of the Whites being reluctant to give anything to their Black counterparts during Cold War politics. While Baldwin may have a more increased authority than many outsiders today on any discussion pertaining to the African American experience in the 50s and 60s, he, as a product of this era of intense racial hatred, can hardly be considered to have an overall objective point of view. Many have praised the na me of this court decision because it created equal rights for all children and ended segregation, but in reality that is the furthest thing from the truth. When the finalization of segregation being ended became world-renowned it then put more pressure on the African-American womenShow MoreRelatedLinda Brown vs. Board of Education of Topeka Essay1174 Words   |  5 Pagestransportation. It also denied intermarriage, among many other hindrances inflicted by this legislation. 2 While Jim Crow was blatantly incongruent with the Fourteenth Amendment’s guarantee of the full benefits of citizenry, it was justified by the Plessy vs. Ferguson Case of 1896 in which the Supreme Court upheld Louisiana’s Separate Car Act, requiring racially segregated railroad facilities, under the condition that such facilities were equal. This â€Å"separate but equal† doctrine was quickly, and legallyRead MoreThe Psychological Identity Of Black Children During The Historic Brown Vs. The Board Of Education Of Topeka1871 Words   |  8 PagesKenneth Bancroft Clark are best known for their â€Å"doll studies,† and the use of their findings regarding the effects of racism on the psychological identity of black children in the historic Brown vs. the Board of Education of Topeka, Kansas case, which lead to the determination that separate but equal education for black students was unconstitutional. Mamie Phipps Clark was born April 18, 1917 to a middle class doctor from Hot Springs, Arkansas (Gibbons Van Nort, 2009, p. 29). Because of her father’sRead MoreBrown vs Board of Education600 Words   |  3 PagesThe Brown vs Board of Education as a major turning point in African American. Brown vs Board of Education was arguably the most important cases that impacted the African Americans and the white society because it brought a whole new perspective on whether â€Å"separate but equal† was really equal. 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Board of Education The case of brown v. board of education was one of the biggest turning points for African Americans to becoming accepted into white society at the time. Brown vs. Board of education to this day remains one of, if not the most important cases that African Americans have brought to the surface for the better of the United States. Brown v. Board of Education was not simply about children and education (Silent Covenants pg 11); it was about being equal in a society thatRead MoreBrown vs. Board of Education Essay1490 Words   |  6 PagesBrown vs. Board of Education Ever since the founding of the United States of America, blacks have continuously been considered inferior to the white race. In the year of 1954, a substantial advancement in the fight for equality for blacks was prevalent. Countless prominent leaders of the United States realized the injustices that the blacks were forced to endure daily. Stated blatantly in the Declaration of Independence, it is said that all men are created equally. Disregarding the opinions of theRead MoreBrown V. The Board Of Education1136 Words   |  5 PagesBrown v. The Board of Education Topeka, Kansas, 1950, a young African-American girl named Linda Brown had to walk a mile to get to her school, crossing a railroad switchyard. She lived seven blocks from an all white school. Linda’s father, Oliver, tried to enroll her into the all white school. The school denied her because of the color of her skin. Segregation was widespread throughout our nation. Blacks believed that the â€Å"separate but equal† saying was false. They felt that whites had more educationalRead MoreOutline Of A Speech On History And Education846 Words   |  4 PagesSegregation in Education General Purpose: To Inform Specific Purpose: To inform my audience about one of the most notorious eras in politics and education. Thesis: â€Å"Brown V. The Board of Education of Topeka† and its reversal of the decision of â€Å"Plessy V. Ferguson† and the â€Å"Separate but Equal clause† is one of the most monumental, and impactful decision ever made. I. Introduction A. Attention Getter: B. Thurgood Marshall was responsible for rearguing the Brown v. Board of Education of Topeka case andRead MoreThe Basic Issue Of Brown Vs. Board Of Education2136 Words   |  9 PagesThe basic issue in Brown vs. Board of Education was the beginning of integration in the school system. Trial transcripts, interviews, meet the browns, and segregated Topeka will be used to support evidence and opinions in this paper. Due to the decisions made in The Brown vs. Board of Education it changed who could attend with diversity in schools and continues to change schools to this day. After reading this paper, it should show that all people should be treated equally. 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